Assistant Relationship Manager

Job Description

Purpose of the Job

• An assistant relationship manager is responsible for credit appraisal of the corporates and client servicing.
• An ARM is responsible for execution of end to end set processes such as financial analysis, note-making, documentation etc. for the transactions under the guidance of the Relationship Manager.
• ARM also assists the Relationship manager in Client servicing and portfolio management.
• ARM is also responsible to understand cross-sell retail liability asset products to clients. ARM is also responsible for generating new leads under the guidance of RM.

Key Deliverables

• Credit Appraisal: AssistantRelationship manager is expected to understand in detail the clients business,financials and prepare quality appraisal note in collaboration with the risk management team.
• Documentation: ARM facilitates disbursement of funds once sanction is in place through coordination with various internal groups. ARM is also expected to complete post-disbursement the documentation activities in coordination with control groups such as Legal, Compliance, Credit Middle Office.
• Portfolio management: Assist the Relationship Manager in managing a high-quality portfolio of corporate clients
• Support the relationship Manager in achieving business targets, acquiring and onboarding new clients
• Understand cross-sell various retail asset-liability products to capture the entire ecosystem of corporate clients

Key Skills

• Understanding of financial statements such as Balance sheet, PL A/c Cash flow statements
• Knowledge of computation of key financial ratios
• Knowledge of basic Banking products
• Communication and presentation skills
• Basic working knowledge of Word, Excel, and PPT

Competencies

• Collaboration (Forgesunderstanding with others and carries others along, considers the impact on the organization, not just own targets/metrics, and acts accordingly)
• Passion (Constantlyraises the bar for self team, has a strong execution bias, takes initiatives even in the face of significant difficulties)
• OrganizationCapability (Builds structures, systems and processes to support strategy,focuses on productivity as a business lever, sets personal example in driving quality for achieving world-class service delivery)

Qualification Experience

• CA / MBA Finance with 0 - 5 years of relevant experience